Equipment Financing

Creative equipment financing solutions for business owners.

We Specialize In Business Equipment Financing

We can help you navigate through the many financing options that your company requires.

Simple Application

In minutes, you can be matched with offers by filling out our simple online application in just 30 seconds.

Low Minimum FICO

No credit? No problem! No minimum FICO required for most of our top-rated financing options.

Larger Amounts

Match your application with the most suitable financing option with the highest amount of funding.

Same-day Funding

Fintech Speed is able to get you into and out of underwriting within a few hours and even same-day funding!

What You Need To Qualify

No Min. Time in Business

You're eligible for our best financing options, no matter the size of your business.

No Min. Monthly Gross Sales

You are eligible to receive Equipment Financing without a requirement for monthly gross sales.

580+ Minimum FICO

We offer financing options for all credit types. A minimum FICO score required for a loan is 580.

Get Started Today & Speak With An Advisor

Easy 30-second application. Get options in just minutes and funding in hours!

FAQs and Resources

Equipment financing is a form of finance that businesses use to purchase business-related equipment. The acquisition of these assets could be by equipment leasing or equipment financing that doesn’t require companies to take out huge amounts of cash, ultimately making working capital available within the company.

Equipment lease finance is similar to financing for equipment but in the case of leasing the equipment, you are technically paying the owner to rent it every month. After the leasing time, you may decide to buy out the lease to purchase equipment, or terminate your leasing contract. Be aware that a disadvantage of leasing equipment without the chance of owning it could be costly in the long term.

Equipment financing is a loan that is used to purchase equipment used in business. In lieu of using existing funds to buy the equipment, equipment financing permits customers to pay for the entire equipment’s cost and pay back the principal and interest over time-bound terms. After the payback period has been completed, you’ll own the equipment for life.

Like equipment financing, heavy equipment loans permit businesses to take out loans to purchase massive pieces of equipment like forklifts, bulldozers and cranes and other big machinery you’ll need a permit or specialized training to use. Financing heavy equipment can boost cash flow of businesses while allowing you to provide your clients the service they need.

Get Started Today

Simple 30-Second Loan Application

We’ll match you with a Business Funding Advisor after you complete this easy application.
This will help you choose the best financing options for your business or real estate venture.

real estate and business funding