Asset Based Loans

Creative financing solutions for business owners.

Asset Based Lending To Help Grow Your Business

Get the money you need with excellent rates, and the option to request more funds in the future. Ideal for expansion and large projects.

Simple Application

In minutes, you can be matched with offers by filling out our simple online application in just 30 seconds.

No Minimum FICO

No credit? No problem! No minimum FICO required for most of our top-rated financing options.

Larger Amounts

Match your application with the most suitable financing option with the highest amount of funding.

Same-day Funding

Fintech Speed is able to get you into and out of underwriting within a few hours and even same-day funding!

What You Need To Qualify

3+ Months in Business

You are eligible for our best finance options with as little as 3+ months of business.

$5,000+ Monthly Sales

The minimum income required to qualify for financing is $5,000 or more per month or $60,000 for annual gross sales.

No Minimum FICO

We offer financing options for every credit profile. No minimum FICO score to apply.

Get Started Today & Speak With An Advisor

Easy 30-second application. Get options in just minutes and funding in hours!

FAQs and Resources

A collateral based loan is an asset based loan made secured through collateral owned by the borrower. They are typically secured by the real estate market, accounts received equipment, equipment, or other assets which are owned by the business’s owner. This is a way to secure that loan to the loaner in the event in which the borrower is in default on the loan the lender has the right to take possession of the property.

There are plenty of choices available to entrepreneurs to obtain the business loan without collateral.

Some of the types of financing you might be able get without collateral for:

  • Term loans
  • Lines of Credit
  • Merchant Cash Advance
  • Equipment Financing

Business owners can avail an asset based loan through research of lenders that are able to offer the product. In general, asset based lending is provided to small-sized businesses with assets that can be used as collateral to obtain the financing. The asset cannot be provided as collateral to a different lender in exchange for additional funding.

Get Started Today

Simple 30-Second Loan Application

We’ll match you with a Business Funding Advisor after you complete this easy application.
This will help you choose the best financing options for your business or real estate venture.

real estate and business funding