AR Financing To Help Grow Your Business
Turn your accounts receivables into cash. Get funded instantly with one or more of your invoices. Fast, easy application process.
- Loans From $10,000 - $5 Million
- 6 Months - 10 Year Terms
- Funding in 2 - 5 Days
Simple Application
In minutes, you can be matched with offers by filling out our simple online application in just 30 seconds.
No Minimum FICO
No credit? No problem! No minimum FICO required for most of our top-rated financing options.
Larger Amounts
Match your application with the most suitable financing option with the highest amount of funding.
Same-day Funding
Fintech Speed is able to get you into and out of underwriting within a few hours and even same-day funding!
What You Need To Qualify
Aging AR Report Required
To be eligible for accounts receivables financing, you need to provide an aging AR report.
$500,000+ Annual Sales
The minimum amount of revenue required to be eligible as a candidate for AR Financing is $500,000+ in gross annual sales.
No Minimum FICO
We offer financing options to every credit profile. No minimum FICO score needed in order to apply.
Get Started Today & Speak With An Advisor
Easy 30-second application. Get options in just minutes and funding in hours!
FAQs and Resources
AR financing refers to Accounts Receivable Financing. It is a kind of financing in which a business is granted a loan in exchange for a share of their accounts receivables. Receivables are assets that are a result of outstanding invoices which have been billed to customers, but which have not ever been paid.
Finance of accounts receivable is when a business decides to buy or finance their outstanding invoices in order to create working capital. It could take the way that the company sells the assets to the lending institution, or making use of the receivables (invoices) for collateral to secure the loan.
Financing for accounts receivable uses your invoices that are not paid as collateral that can help you get the financing or advance needed for your company. In contrast to factoring, you don’t transfer your invoices to an outsider. You’ll remain accountable for the collection of the outstanding invoices, while also paying off your loan.
Get Started Today
Simple 30-Second Loan Application
We’ll match you with a Business Funding Advisor after you complete this easy application.
This will help you choose the best financing options for your business or real estate venture.
