Unsecured Restaurant Loans and Restaurant Financing
Our team of personal financial consultants specialize in the restaurant industry and provide you with the lending services that you need to maximize the profitability of your business and achieve your long term success. Whether you are a single-unit owner, multi-unit operator, or a nationally recognized chain, we will help you get the capital you need to expand your business’ potential through fast and affordable financing products.
Running a business takes ongoing access to capital in order to stay profitable and successful. With banks tightening their lending requirements, they are forcing business owners into more expensive financing options like merchant cash advance. Instead of that, Titan Funding Solutions offers solutions that make sense for the long-term success of your business.
What Makes Titan Funding Solutions Different?
Titan Funding Solutions has helped secure millions of dollars for thousands of restaurant owners over the years. We are dedicated to close client relationships to keep your financial health our top priority. Here is how we are helping businesses boost their growth:
- Our financing restaurant experts provide experienced guidance to ensure profitability
- We build long-lasting relationships with our clients and provide detailed financial consulting
- We are not loan brokers so we can keep your costs low
- We offer loan approvals even if you have a poor financial history
- We have relationships with the best banks across the country to get you the funding solutions that make the most sense for you
- Our flexible financing options allow us to customize the loan terms to fit your needs
The Advantages That Come With Our Restaurant Loans
- 24/7 availability to a renewable line of credit
- Instant approvals and funding in as little as 3 days
- Loan terms of 12 to 36 months
- Easy application process with minimal documentation requirements
- Instant online quotes
- Low rates, fixed payments, no hidden fees
- Tax deductible interest and early payoff options
- No collateral on loans under $750,000
Our team sticks with you every step of the way so that you can capitalize on new business opportunities as they develop. Here are some of the most common ways you can expand your business through our financing solutions.
- Purchase new equipment for your kitchen
- Expanding to a new location
- Improving your inventory
- Deal with short-term cash gaps
- Renovate or remodel your establishment
- Payoff outstanding debt
What is A Restaurant Loan?
A restaurant loan is designed specifically for restaurants and other hospitality companies. Restaurant loans take into account the specific needs of the various business models of a restaurant. Our restaurant loans are designed to also allow you to retain equity or buy back equity from your business partners.
Titan Funding Solutions has been offering restaurant owners lines of credit, flex pay loans, bridge loans, and working capital loans for years. Our simple application process is fast and you can get a quote online for free. Our loan consulting team can help you through every step of the process.
Who Needs a Restaurant Loan?
Restaurant loans are best utilized by restaurant owners in need of capital to fund projects to grow their business. Smart restaurateurs are turning to use because we offer low rates, no required collateral, flexible terms, and fixed payments. We provide you with the working capital cushion you need to seize any new business opportunity revealed to you.
Restaurant Loan Vs. Merchant Cash Advance
With a merchant cash advance, a financial services company buys your future credit card sales at a discount and then debits a portion of your credit card receipts until the agreed upon amount has been paid back. The problem with this is the more money you make, the faster they get paid back. This significantly decreases your profit margins.
Restaurant loans are a much better option because they provide all of the same financing solutions as a merchant cash advance without cutting into your profit margins. Our restaurant loans do not require credit card transactions for repayment. Our restaurant loans have much lower rates, fixed payments, longer terms, and tax deductible interest. This means you get to enjoy the benefits of increased sales and not a cash advance company.
Flex Pay Loans
Flex pay loans are the most affordable restaurant financing option. This time of loan allows restaurant owners to defer the loan principal until they are ready to pay it back. The deferred principal can be repaid in lump sum, refinanced, or terms extended.
Lines of Credit
Titan Funding Solutions offers a no fee Line of Credit. This option allows restaurant owners to borrow working capital when they need it and then only pay for what they take. This offers fast cash availability to take advantage of new opportunities or pay or unexpected expenses quickly.
Working Capital Loans
Working capital loans provide needed funds for short-term challenges like seasonal sales. This loan carries no hidden fees like most merchant cash advances. The interest on these loans are tax deductible to further lower the cost of the loan.
Bridge loans allow restaurant owners to seize grow opportunities through quick approvals. Our bridge loans provide the financing restaurateurs need to reach their growth goals by utilizing their traditional bank for traditional funding solutions.
Restaurant Loan Qualification
There are a few factors that go into qualifying for a restaurant loan. Restaurant owners should have the required documents on hand to make the application fast and stress-free.
- At least 18 months in business
- Business checking or savings accounts give insight to your business’ cash flow
- Minimum credit score of 551
- A minimum of $200,000 in total annual income
- We analyze your debt-to-credit ratio
Restaurant Loans With Titan Funding Solutions
We have built exclusive relationships with some of the best banks in the country in order to provide the restaurant loan that you need without collateral and minimal paperwork. We only offer real bank loans and never use cash advances. The interest you pay on our loans are tax deductible, rates are fixed, and we are sure to be completely transparent of the terms ahead of time.
How To Apply for A Restaurant Loan
If you are a restaurant owner looking for a loan with guaranteed rates, fixed terms, and affordable payments then you have come to the right place. Fill out our online restaurant loan application form to get an instant quote and fast approval. Our loan consultants will help you every step of the way through the process and can answer any questions that you might have.